Need a UK Debt Consolidation Loan? We can help...
• Mortgages/Re-Mortgages: Typical APR 8.5%
• Secured Loans: Typical APR 14.5%
Many people in the UK have debt problems these days and if you are one of them - particularly if you have a range of expensive unsecured debts - then a debt consolidation loan may be the answer.
A debt consolidation loan is when you consolidate all your existing debts into one new loan, enabling you to make one lower payment than all your previous payments combined. Whilst a debt consolidation loan can be unsecured, if you do own a property then securing your debt consolidation loan against your property, or re-mortgaging your property to release equity to pay off your unsecured debts, should enable you to pay a lower interest rate than an unsecured debt consolidation loan. We would always advise you to think carefully before securing unsecured debt on your home, because your home is at greater risk.
If this seems a bit daunting, don’t worry our experienced advisors will guide you through it all and give you the best advice on which solution is right for you and will shop around to get you the best deal.
UK Debt Consolidation Loans for those with bad credit histories...
We specialise in helping people with bad credit histories, so if you have a bad credit history (for example if you have CCJs, defaults or late payments) come to us for your debt consolidation loan.
If you have a bad credit history it is important to get the right advice. We will advise you on the best solution for you and then search around for the best deal.
Debt Consolidation Loans & more...
In addition to debt consolidation loans we also offer other loans and mortgages. These include:
Mortgages – Standard mortgages, adverse mortgages, self-certification mortgages and buy to let mortgages.
Re-Mortgages – We cater for people with a good credit history and people with a bad credit history.
Secured Loans - Also known as homeowner loans, for any purpose.
Insurance – Buildings and contents, mortgage protection, critical illness.
Whether you are looking for a debt consolidation loan, a secured loan, mortgage or remortgage, contact us today on 0808 131 9106 for professional advice and the best possible service.
If you are still considering whether a Debt Consolidation Loan is for you, please try our 1 Minute Loan Wizard which can offer you a selection of other debt solutions which are right for your finances.
LOANS MAY BE SECURED ON YOUR HOME. THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER DEBTS SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.
For mortgages and re-mortgages the overall cost for comparison is 8.5% APR variable and for secured loans 14.5% APR variable. The actual rate will depend upon your circumstances. Ask for a personalised illustration. A broker fee may be payable on completion, and will depend on your circumstances. For mortgages and re-mortgages this fee is typically between 0% and 3% of the gross mortgage amount, subject to a minimum of £2,495 and a maximum of £3,995. For secured loans, the fee is typically between 0% and 10% of the loan value.
UkDebtConsolidationLoan.com is a trading name of Ask Finance Ltd which is registered in England and Wales (company number 4229724), Jackson House, Sibson Rd, Sale, Manchester, M33 7RR. Ask Finance is licensed under the 1974 consumer credit act to carry on the business of consumer credit, consumer brokerage, debt adjusting and debt counselling. Consumer Credit License No: 507130. Ask Finance is authorised and regulated by the Financial Services Authority (FSA) - FSA No: 300490 - for the provision of mortgage advice and arranging insurance.