Need a UK Debt Consolidation Loan? We can help...
• Mortgages/Re-Mortgages: Typical APR 8.5%
• Secured Loans: Typical APR 14.5%
More and more people in the UK are suffering debt problems these days due to increased cost of living expenses. If you find that your debt level is getting too much to handle, particularly if you have a range of expensive unsecured debts, then a debt consolidation loan may be the answer.
A UK Debt Consolidation Loan allows you to consolidate all your existing debts into one new loan, enabling you to make one lower payment than all your previous payments combined. Whilst a debt consolidation loan can be unsecured, if you do own a property then securing your debt consolidation loan against your property, or re-mortgaging your property to release equity to pay off your unsecured debts, should enable you to pay a lower interest rate than an unsecured debt consolidation loan. We would always advise you to think carefully before securing unsecured debt on your home, because your home is at greater risk.
Here, at UKDebtConsolidationLoan.com, we have a team of experienced advisors who will will guide you through the process of consolidating your debt and give you the best advice about which consolidation solution is right for you.
UK Debt Consolidation Loans for those with bad credit histories...
We are experts in helping people with bad credit histories. If you are suffering from a bad credit history (for example if you have CCJs, late payements or defaults) come to us for your uk debt consolidation loan. If you are in the 'bad credit' category, it is even more important to get the best consolidation advice.
Debt Consolidation Loans & more...
In addition to debt consolidation loans we also offer other loans and mortgages. The potential consolidation options on offer through UK Debt Consolidation Loan include:
Re-Mortgages – We cater for people with a good credit history and people with a bad credit history.
Secured Loans - These are loans which are secured against your home and can be used for any purpose.
Insurance – Buildings and contents, mortgage protection, critical illness.
Whether you are looking for a uk debt consolidation loan, a secured loan or remortgage, contact our UK Debt Consolidation Loan advisors on 0808 131 9106 for free professional advice.
If you are still considering whether a Debt Consolidation Loan is for you, please try our Loan Wizard which can offer you a selection of other debt solutions which are right for your finances.
LOANS MAY BE SECURED ON YOUR HOME. THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER DEBTS SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.
For mortgages and re-mortgages the overall cost for comparison is 8.5% APR variable and for secured loans 14.5% APR variable. The actual rate will depend upon your circumstances. Ask for a personalised illustration. A broker fee may be payable on completion, and will depend on your circumstances. For mortgages and re-mortgages this fee is typically between 0% and 3% of the gross mortgage amount, subject to a minimum of £2,495 and a maximum of £3,995. For secured loans, the fee is typically between 0% and 10% of the loan value.
UkDebtConsolidationLoan.com is a trading name of Ask Finance Ltd which is registered in England and Wales (company number 4229724), Jackson House, Sibson Rd, Sale, Manchester, M33 7RR. Ask Finance is licensed under the 1974 consumer credit act to carry on the business of consumer credit, consumer brokerage, debt adjusting and debt counselling. Consumer Credit License No: 507130. Ask Finance is authorised and regulated by the Financial Services Authority (FSA) - FSA No: 300490 - for the provision of mortgage advice and arranging insurance.